· 3 min read
What Is a Tradeline? A Plain-English Guide for 2026
A tradeline is any account on your credit report. Learn what it contains, the types, how authorized-user tradelines work, and what they can and cannot do for your score.
🛡️ PROTECT YOUR TRADELINE PURCHASE
The Tradeline Warranty provides replacement protection if a covered tradeline does not appear on the customer’s credit report within the standard posting window.
⚠️ IMPORTANT: The warranty quantity must match the number of tradelines you want protected. Purchasing one warranty only protects one tradeline.
Non-posting must be reported by email within 16 business days after the statement date. Verification and a current three-bureau monitoring report may be required before a replacement is issued.
The warranty provides replacement protection only. It does not guarantee a score increase, approval, funding result or cash refund.
The warranty covers a verified non-posting within the standard posting window of 1-15 business days after the statement date. Non-posting must be reported by email within 16 business days after the statement date.
We do not guarantee a score increase, approval or funding result. Results depend on your complete credit profile.
A warranty is not included unless the description says so. A separate Tradeline Warranty is available, and one warranty is needed for each tradeline you want protected.
· 3 min read
A tradeline is any account on your credit report. Learn what it contains, the types, how authorized-user tradelines work, and what they can and cannot do for your score.
· 2 min read
Primary and authorized-user tradelines both appear on your credit report, but they are not equal. See how scoring models, lenders and the law treat each one.
Tradelines
Price $299
Tradelines
Price $440
Tradelines
Price $400