# LendAppeal

> LendAppeal is a credit-building marketplace with seasoned authorized-user tradelines, Amex and high-limit lines, business tradelines, and a daily blog that answers the questions people actually ask about building credit.

This site publishes a daily educational blog about tradelines, authorized users, statement dates and business credit, and runs a marketplace selling tradelines. Prices are in USD. No score, approval or funding outcome is guaranteed.

## Blog
- [What Is a Tradeline? A Plain-English Guide for 2026](https://lendappeal.com/blog/what-is-a-tradeline/): A tradeline is any account on your credit report. Learn what it contains, the types, how authorized-user tradelines work, and what they can and cannot do for your score.
- [Primary vs Authorized-User Tradelines: Which Helps Your Credit More?](https://lendappeal.com/blog/primary-vs-authorized-user-tradelines/): Primary and authorized-user tradelines both appear on your credit report, but they are not equal. See how scoring models, lenders and the law treat each one.
- [When Do Tradelines Post? Statement Dates, Cut-Offs and Delays](https://lendappeal.com/blog/when-do-tradelines-post-statement-dates/): How long does a tradeline take to appear on your credit report? Learn how statement closing dates, order cut-offs, bureau lag, freezes and issuer rules decide the timing.
- [How to Build Business Credit in 2026: EIN, D-U-N-S, Net-30 Vendors and PAYDEX](https://lendappeal.com/blog/how-to-build-business-credit-paydex/): A step-by-step plan to build business credit separate from your personal file, including EIN, D-U-N-S, net-30 vendors, what PAYDEX measures and where business tradelines fit.
- [Do Lenders Count Authorized-User Tradelines? Mortgages, Cards and Auto Loans](https://lendappeal.com/blog/do-lenders-count-authorized-user-tradelines/): What mortgage underwriters, card issuers and auto lenders actually do with authorized-user tradelines, with current Fannie Mae and FHFA rules, FICO 10T and VantageScore 4.0 updates.

## Marketplace
- [All products](https://lendappeal.com/marketplace/): 21 listings with full descriptions
- [2023 Chase $10,000 (22nd) — FAST POSTING](https://lendappeal.com/tradelines/2023-chase-10-000-22nd-fast-posting-1540/): $299
- [2018 Citi $3,600 (22nd) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2018-citi-3-600-22nd-1545/): $440
- [TRADELINE WARRANTY](https://lendappeal.com/tradelines/tradeline-warranty-1537/): $250
- [2021 Wells Fargo $9,000 (9th) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2021-wells-fargo-9-000-9th-1543/): $400
- [2019 Wells Fargo $11,000 (20th) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2019-wells-fargo-11-000-20th-1544/): $425
- [2000 NFCU $50,000 (25th)](https://lendappeal.com/tradelines/2000-nfcu-50-000-25th-1283/): $699
- [2000 Discover $35,000 (5th)](https://lendappeal.com/tradelines/2000-discover-35-000-5th-1509/): $599
- [ELITE APPROVAL STACK — 3 Tradelines, FAST POSTING](https://lendappeal.com/tradelines/elite-approval-stack-3-tradelines-fast-posting-1511/): $1,050
- [AMEX $2,500 TRADELINE (25TH)](https://lendappeal.com/tradelines/amex-2-500-tradeline-25th-1534/): $325
- [AMEX $10,000 HIGH-LIMIT TRADELINE (19TH)](https://lendappeal.com/tradelines/amex-10-000-high-limit-tradeline-19th-1535/): $350
- [AMEX $50,000 MEGA-LIMIT TRADELINE (20TH)](https://lendappeal.com/tradelines/amex-50-000-mega-limit-tradeline-20th-1536/): $375
- [2019 Citi $1,500 (22nd) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2019-citi-1-500-22nd-1546/): $335
- [2020 Navy Federal $17,000 (22nd) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2020-navy-federal-17-000-22nd-1547/): $530
- [2025 Tractor Supply Citi $3,250 (25th) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2025-tractor-supply-citi-3-250-25th-1548/): $290
- [2025 Bloomingdale's $1,500 (26th) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2025-bloomingdale-s-1-500-26th-1549/): $275
- [2024 Navy Federal $3,000 (27th) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2024-navy-federal-3-000-27th-1550/): $320
- [2024 TD Bank $6,000 (27th) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2024-td-bank-6-000-27th-1551/): $365
- [2021 Wells Fargo $5,000 (28th) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2021-wells-fargo-5-000-28th-1552/): $380
- [2023 Home Depot Citi $9,500 (30th) — WARRANTY INCLUDED](https://lendappeal.com/tradelines/2023-home-depot-citi-9-500-30th-1553/): $395
- [Business Tradeline — $20,000 Revolving (Creditsafe / D&B / Equifax)](https://lendappeal.com/tradelines/business-tradeline-20-000-revolving-creditsafe-d-b-equifax-1274/): $1,299
- [Business Tradeline — Net 60 $85,000 (Creditsafe / D&B / Equifax)](https://lendappeal.com/tradelines/business-tradeline-net-60-85-000-creditsafe-d-b-equifax-1275/): $1,800

## Policies
- [FAQ](https://lendappeal.com/faq/)
- [Terms of Service and NDA](https://lendappeal.com/terms/)
- [Privacy](https://lendappeal.com/privacy/)