· 3 min read
What Is a Tradeline? A Plain-English Guide for 2026
A tradeline is any account on your credit report. Learn what it contains, the types, how authorized-user tradelines work, and what they can and cannot do for your score.
Business Tradelines
Business Tradeline — $20,000 Revolving (Creditsafe / D&B / Equifax)
- Reports to business bureaus
$1,299
All sales final. Results are not guaranteed. Read the Terms.
Full description
REVOLVING $20,000 REPORTS TO CREDITSAFE/DNB/EQUIFAX
Questions about this product
When will this tradeline post?
Tradelines typically post within 1-15 business days after the statement date. Order at least 3 business days before the statement date to make that cycle. Posting to all three bureaus is not guaranteed.
Will this raise my credit score?
We do not guarantee a score increase, approval or funding result. Results depend on your complete credit profile.
Is a warranty included?
A warranty is not included unless the description says so. A separate Tradeline Warranty is available, and one warranty is needed for each tradeline you want protected.
Related reading
· 2 min read
Primary vs Authorized-User Tradelines: Which Helps Your Credit More?
Primary and authorized-user tradelines both appear on your credit report, but they are not equal. See how scoring models, lenders and the law treat each one.
More in Business Tradelines
Business Tradelines
Business Tradeline — Net 60 $85,000 (Creditsafe / D&B / Equifax)
- Reports to business bureaus
Price $1,800