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<item><title>What Is a Tradeline? A Plain-English Guide for 2026</title><link>https://lendappeal.com/blog/what-is-a-tradeline/</link><guid isPermaLink="true">https://lendappeal.com/blog/what-is-a-tradeline/</guid><pubDate>Wed, 28 Oct 2026 12:00:00 GMT</pubDate><description>A tradeline is any account on your credit report. Learn what it contains, the types, how authorized-user tradelines work, and what they can and cannot do for your score.</description></item>
<item><title>Primary vs Authorized-User Tradelines: Which Helps Your Credit More?</title><link>https://lendappeal.com/blog/primary-vs-authorized-user-tradelines/</link><guid isPermaLink="true">https://lendappeal.com/blog/primary-vs-authorized-user-tradelines/</guid><pubDate>Wed, 28 Oct 2026 12:00:00 GMT</pubDate><description>Primary and authorized-user tradelines both appear on your credit report, but they are not equal. See how scoring models, lenders and the law treat each one.</description></item>
<item><title>When Do Tradelines Post? Statement Dates, Cut-Offs and Delays</title><link>https://lendappeal.com/blog/when-do-tradelines-post-statement-dates/</link><guid isPermaLink="true">https://lendappeal.com/blog/when-do-tradelines-post-statement-dates/</guid><pubDate>Wed, 28 Oct 2026 12:00:00 GMT</pubDate><description>How long does a tradeline take to appear on your credit report? Learn how statement closing dates, order cut-offs, bureau lag, freezes and issuer rules decide the timing.</description></item>
<item><title>How to Build Business Credit in 2026: EIN, D-U-N-S, Net-30 Vendors and PAYDEX</title><link>https://lendappeal.com/blog/how-to-build-business-credit-paydex/</link><guid isPermaLink="true">https://lendappeal.com/blog/how-to-build-business-credit-paydex/</guid><pubDate>Wed, 28 Oct 2026 12:00:00 GMT</pubDate><description>A step-by-step plan to build business credit separate from your personal file, including EIN, D-U-N-S, net-30 vendors, what PAYDEX measures and where business tradelines fit.</description></item>
<item><title>Do Lenders Count Authorized-User Tradelines? Mortgages, Cards and Auto Loans</title><link>https://lendappeal.com/blog/do-lenders-count-authorized-user-tradelines/</link><guid isPermaLink="true">https://lendappeal.com/blog/do-lenders-count-authorized-user-tradelines/</guid><pubDate>Wed, 28 Oct 2026 12:00:00 GMT</pubDate><description>What mortgage underwriters, card issuers and auto lenders actually do with authorized-user tradelines, with current Fannie Mae and FHFA rules, FICO 10T and VantageScore 4.0 updates.</description></item>
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